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Consumer Tips: What About Car Insurance?

(NC)-All owners are required by law to insure vehicles driven on public roads. Some provinces and territories offer public insurance while others have insurance sold privately. Here are some basic items to consider when buying vehicle insurance: • Liability insurance is mandatory, and is used as financial protection against loss or injury caused to others while operating your vehicle. The minimum amount of insurance required differs across jurisdictions but keep in mind that skimping on liability insurance may cost you in the long run. Minimum liability will not cover the cost of an accident resulting in the injury of several people, for example, particularly in circumstances where litigation is an option. • Vehicle damage insurance, unlike liability insurance, may be optional. Damage insurance, however, is still recommended for the simple reason that damages to a vehicle will quickly add up in the event of an accident where you are at fault.

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Not only automated, automatically personal

CAMDEN (March 2): When it comes to auto or home insurance, the market is full of options. But how do you know the best deal you've found is really the best deal for you?The Allen Agency has the answer. Using a special insurance rating program, the Allen Agency searches all of their companies for the best rates to meet a client's needs.When you obtain a quote on a website from a "direct writer," they sometimes offer premium comparisons from a variety of other insurers. Those premium comparisons may not be accurate because they are not generated based on the detailed specifics of a client's situation. At the Allen Agency, accurate comparisons are made based on premium and the client's specific needs.
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Commercial real estate transactions

OFFICE: ESV Properties purchased a 33,000-square-foot office building at 4000 Garth Road in Baytown and an adjacent 4-acre tract for future development. Christopher Winters of Colliers International represented the seller, Garth Interests. Wade Sinclair of Claire Sinclair Properties represented the buyer.

LAND: WYAK Investments purchased 3 acres at the southeast corner of Town Park and North Course in Oak Park at Westchase Business Park from MK Equity Investments. Lane Guinn of JLM Commercial Advisors represented the buyer. Andrew Lear of Westchase Management Co. represented the seller.

LAND: Marlin Atlantis White, a Texas based development and investment company, sold 420 acres south of FM 646, west of FM 3436 and north of FM 517 in Texas City to Arete Real Estate Development, a Houston based company owned by Joe Fogarty.

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Folk tales, superstitions follow the Irish

Most Americans view St. Patrick's Day as the day on which everyone is supposed to wear green or risk getting pinched.

But many people don't know what's behind the superstition and other symbols associated with the Irish such as leprechauns, shamrocks and fairies.

The luck of the Irish is legendary, as are many of the popular ways about how to either harness or scare off good fortune.

The story about the leprechaun and the pot of gold "that you eventually get cheated out of" is probably the best-known folk tale that persists in the culture, said Eddie Holland, a musician of Irish ancestry who has performed with San Patricios, a band that performs traditional Irish music, for six years.

"Another one is the existence of mystical people known as fairies and how you must try not to upset them," Holland said.

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National Lutheran Schools Week kicks off today

St. Paul's Lutheran will join schools around the country this week in a celebration of National Lutheran Schools Week, St. Paul's Principal Robert Lange said.According to Lange, the Lutheran Church-Missouri Synod boasts more than 1,000 elementary schools, 1,200 preschools and about 70 high schools. St. Paul's has an enrollment of 180 students, he said."Every staff member is dedicated to the Christ-centered, quality education of each child," St. Paul's Principal Robert Lange said in a letter to The Times. "The proof of that quality education is reflected in the caliber of students that have graduated from our school over the years."Lange has been principal at St. Paul's for more than four-and-a-half years.This year's NLSW theme is Lutheran Schools are "A Great Place to Grow."Students at St. Paul's will participate in special events this week including: 2 p.m.

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Arkansas adopts SEMA custom car title legislation

We recently reported how SEMA had helped get new kit and custom car registration legislation passed in Virginia. Well, the razorbacks didn't want their Southern rivals to get too far ahead and recently passed a similar bill of their own. Arkansas made changes to their vehicle titling and registration classifications for street rods and created a new class for custom vehicles too. The bill was recently signed into law by Governor Mike Beebe after being approved by the Arkansas State Legislature. Arkansas now defines a street rod as "an altered vehicle manufactured before 1949" and a custom as "an altered vehicle at least 25 years old and manufactured after 1948." And like the Virginia law, kit cars and replicars will get tagged as being the same model year as the car they aim to replicate. So a freshly built '32 Ford would be a 1932 Ford, and a new Cobra would be a 1960's car on the books.

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Rick Majerus: My March Madness

Florida has the same team and unless too many players have become the "newest best friends" of the Porsche dealer, I like the Gators and their 16-point margin of victory in last year's tourney to be dancing to Elton John's Crocodile Rock all the way to Atlanta.

Maryland has a pass through to the Sweet 16.

The Leprechaun (Notre Dame) will come up "Road Kill" to Winthrop, driving in from the heart of NASCAR to romp the pedal to the metal Irish.

Wisconsin has been seeded in a great lower bracket, where they stay in the same time zone at their first two sites. In St. Louis their fans will out number the Florida fans who will be saving their money to party at the Final Four. Badger faithful, better get Ticket King on speed dial.

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If Kansas loses in the first round this year, there should be an investigation.